Target IBPS 2016 SET-3 In ENGLISH

#everydayquiz #Maths #english #Reasoning #computer 

maths

Directions—(Q. 1–5) Study the following graph carefully to answer the questions—
The following Bar graph gives the number of products manufactured and sold by a company over the years.
 2004 to 2009 (Value in Thousand). 



1. What is the difference in the number of products manufactured by the Company in the year 2009 and 2008 ?
(1) 4000 
(2) 5500
(3) 3500
(4) 4500
(5) None of these

2. The number of products sold by the company in the year 2004 is what per cent of the number of products manufactured by it in that year ? (Rounded off to two digits after decimal)
(1) 71•43 
(2) 67•51
(3) 81•67 
(4) 56•29
(5) None of these

3. What is the per cent increase in the number of products manufactured by the company in the year 2006 from the previous year ? (Rounded off to two digits after decimal)
(1) 19•25 
(2) 33•33
(3) 10•45 
(4) 42•66
(5) None of these

4. What is the respective ratio of the number of products not sold by the company in the year 2007 to those not sold in the year 2005 ?
(1) 3 : 1 
(2) 6 : 5
(3) 1 : 3
(4) 5 : 6
(5) None of these

5. What is the  average number of products manufactured by the company over all the years together ?
(1) 36550
(2) 39480
(3) 41220 
(4) 43330
(5) 34420

Directions—(Q. 6–10) Study the following graph carefully to answer the questions that follow—
The following line graph gives distance (in km) travelled by five different trucks in a day.


6. What is the respective ratio of the distance travelled by Truck A to the distance travelled by Truck D?
(1) 17 : 19
(2) 11 : 15
(3) 19 : 17
(4) 15 : 11
(5) None of these

7. What is the average distance travelled by all the Trucks together ?
(1) 510 km 
(2) 515 km
(3) 425 km 
(4) 475 km
(5) None of these

8. If Truck C covered the given distance at the average speed of 55 km/hr, what was the time taken by it to cover this distance?
(1) 12 hours
(2) 10 hours
(3) 8 hours
(4) 6 hours
(5) None of these

9. The distance travelled by Truck A is approximately what per cent of the total distance travelled by Truck E and C together ?
(1) 44 
(2) 50
(3) 52 
(4) 58
(5) 55

10. If the time taken by Truck B to cover the given distance was 8 hours, what was the average speed of the truck ?
(1) 51•75 km/hr
(2) 45•25 km/hr
(3) 52•25 km/hr
(4) 43•75 km/hr
(5) None of these



ANSWERS
Solutions (1-5):
1. (5) Difference = 52500 – 47500 = 5000

2. (1) Required percentage = 25/35 * 100 = 71.43%

3. (5) Required percentage = (42.5 - 37.5)/37.5 * 100 = 13.33%

4. (3) Required ratio = (45 – 42.5) : (37.5 – 30) = 1 : 3

5. (4) Required average = (35000 + 37500 + 45000 + 47500 + 52500)/6 = 43330 (approx).

Solutions (6-10):
6. (3) Required ratio = 475 : 425 = 19 : 17

7. (5) Total distance travelled by all trucks = 475 + 350 + 550 + 425 + 525 = 2325 km
Average distance = 2325/5 = 465 km .

8. (2) Time taken by truck C = 550/55 = 10 hours.

9. (1) Required percentage = 475/(550 + 525) *100 = 44% (approx).

10. (4) Speed of truck B = 350/8 = 43.75 km/hr



REASONING

Directions (1-5): In each of the questions below are given four statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

1. Statements:
a. All pencils are pens.
b. Some pens are syrups.
c. All syrups are needles.
d. Some needles are syringes.


Conclusions:
I. Some needles are pens.
II. Some pens are pencils.
III. Some syringes are needles.
IV. Some needles are syrups.

(1) None follows
(2) Only I and II follow
(3) Only I, II and III follow
(4) Only II, III and IV follow
(5) All follow

2. Statements:
a. All dusters are bins.
b. All bins are sepals.
c. No sepal is a root.
d. All roots are flowers.

Conclusions:
I. No flower is a bin.
II. No duster is a root.
III. All dusters are sepals.
IV. All flowers are roots.

(1) Only I and II follow
(2) Only III follow
(3) Only I, II and III follow
(4) All follow
(5) None of these

3. Statements:
a. All bulbs are lamps.
b. All lamps are stands.
c. Some stands are pens.
d. Some pens are benches.

Conclusions:
I. Some benches are bulbs.
II. Some lamps are benches.
III. Some pens are bulbs.
IV. Some pens are lamps.

(1) None follows
(2) Only I and II follow
(3) Only II and IV follow
(4) Only III and IV follow
(5) Only I, II and IV follow

4. Statements:
a. Some rulers are erasers.
b. All erasers are metals.
c. Some metals are papers.
d. All papers are bands.

Conclusions:
I. Some bands are rulers.
II. Some erasers are bands.
III. Some papers are rulers.
IV. Some metals are rulers.

(1) Only I and III follow
(2) Only I and II follow
(3) Only II and III follow
(4) Only II and IV follow
(5) None of these

5. Statements:
a. Some houses are beads.
b. Some beads are cycles.
c. Some cycles are tubes.
d. Some tubes are rains.

Conclusions:
I. Some tubes are beads.
II. Some cycles are houses.
III. No bead is tube.
IV. Some rains are cycles.

(1) Only I follows
(2) Only either I or III follows
(3) Only I and II follow
(4) Only either I or III and IV follow
(5) None of these

Directions (6-10): Below is given a passage followed by several possible inferences which can be drawn from the facts stated in the passage. You have to examine each inference separately in the context of the passage and decide upon its degree of truth or falsity. Mark answer
(1) if the inference is “definitely true”, ie it properly follows from the statement of facts given.
(2) if the inference is “probably true” though not “definitely true” in the light of the facts given.
(3) if the “data are inadequate”, ie from the facts given you cannot say whether the inference is likely to be true or false.
(4) if the inference is “probably false” though not “definitely false” in the light of the facts given.
(5) if the inference is “definitely false”, ie it cannot possibly be drawn from the facts given for it contradicts the given facts.

A study conducted by a committee, titled “World Class in India”, found the Indian bicycle industry to be globally competitive. It projected the demand to grow from 117.2 lakh units in 2009-10 to 129.5 lakh units in 2010-11. However, all this has changed drastically post-imposition of excise duty. According to All India Cycle Manufacturers’ Association (A1CMA). the production figure would be in the vicinity of 100 lakh units. It says that against the net gain of excise duty of Rs 50 crore. the Government has lost 29 lakh bicycles. Even if one assumes that the production is less by 29 lakh units, the Government will lose Rs 122 per bicycle, which is the excise duty paid actually on inputs by manufacturers. Thus the Government has lost Rs 35 crore. Not to forget the losses in terms of 2 per cent central sales tax (CST) and the state taxes which vary from 4-8 per cent. Assuming an average of 6 per cent states tax and 2 per cent CST, the Government has lost another Rs 25 crore.

6. In the total bargain it seems that there will be a net loss of Rs 10 crore to the government.

7. There will be no decline in domestic demand of bicycle in 2010-11.

8. AICMA acts as a liaisoning body with the government to highlight the industry’s problem.

9. The reason for India’s export success in the past is the large home base ofthe bicycle.

10. Imposition of excise duty has unnerved the Indian bicycle industry.



Solutions (1 - 5)
1. (5)

2. (5)

3. (1)

4. (5)

5. (2)


Solutions (6 - 10)

6. 2

7. 4

8. 4

9. 1

10. 3

Directions (1-5): Read the following information carefully and answer the questions given below:

In a party there are eight friends in which four are boys and remaining are girls, in which girls are Ela, Ishita, Chitra and Diya and boys are Badal, Hitesh, Faruq and Ganesh. In between these eight friends one girl and one boy are the host. They are sitting around a rectangular table. Three are on the longer side of the rectangular table and hosts are on the remaining side. Some additional information is given below:

(a) All four girls are sitting adjacent to each other and Diya is 3rd right of Ganesh.
(b) Ganesh is the host sitting 2nd left of Chitra. Hitesh and Chitra are sitting opposite to each other.
(c) Ishita is 3rd left of Ganesh. Faruq is third left of Ela.

1. Who is the 2nd host in this arrangement?
(1) Hitesh
(2) Badal
(3) Ela
(4) Chitra
(5) none of these

2. What is the Chitra’s position?
(1) Immediate left of Ganesh
(2) Immediate right to Ganesh
(3) Faruq’s 2nd right
(4) Faruq’s immediate right
(5) Immediate left of Ela.

3. Who is immediate left of Diya?
(1) Ishita
(2) Badal
(3) Faruq
(4) Ganesh
(5) None of these

4. How many girls and boys are sitting opposite to the same gender?
(1) One
(2) Three
(3) None
(4) Two
(5) None of these

5. Which of the following statement is true?
(1) Three boys are sitting on one longer side
(2) Ishita is the another host
(3) Faruq and Ela are opposite to each other
(4) One girls is sitting to the second right of Badal
(5) None of these

6. Vinay moves towards South-East a distance of 14m. then he moves towards West and travels a distance of 28m. From here, he moves towards North-West a distance of 14m. and finally he moves a distance of 8m towards East and comes to a halt. How far is the starting point where he stood?
(1) 20 m
(2) 22 m
(3) 6 m
(4) 8 m
(5) None of these

7. From the word ‘INTENSIFICATION’, how many independent words can be made without changing the order of the letters and using each letter only once?
(1) Four
(2) Five
(3) Six
(4) More than six
(5) None of these

8. In a class of 180, where girls are twice the number of boys, Rupesh, a boy, ranked thirty-fourth from the top. If there are eighteen girls ahead of Rupesh, how many boys are after him in rank?
(1) 45
(2) 44
(3) 60
(4) Can’t be determined
(5) None of these

9. Two priests A and B were talking to each other. A said to B, “My mobile set rings every 15 minutes”. B retorted, “My mobile set rings every 18 minutes.” The mobile sets of both A and B rang simultaneously at 8 am. Four of the following five timings of a certain day are alike with respect to the above situation and hence form a group. Which of the following timings is different from the group?
(1) 6.30 am
(2) 5.30 pm
(3) 3.30 pm
(4) 9.30 am
(5) 6.30 pm

10. Pointing to a girl, Mr Raju said, “This girl is the daughter of the husband of the mother of my wife’s brother.” Who is Raju to the girl?
(1) Husband
(2) Brother-in-law
(3) Father-in-law
(4) Either husband or brother-in-law
(5) None of these





ANSWERS
Solutions  (1-5):
E = Ela,
I = Ishita,
C = Chitra,
D = Diya,
B = Badal,
H = Hitesh,
F = Faruq,
G = Ganesh


1. (3) 
2. (4) 
3. (5) 
4. (4) 
5. (5) 

Solutions (6-10)

6. (1)

7. (4) 
8. (2)
9. (2) 
10. (4)



ENGLISH

READING COMPREHENSION OR PASSAGE

Directions (1-10): Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.


Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At  the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.

Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

1. Which of the following facts is true as per the passage?
(1) People from rural areas have high perceived value of banking services.
(2) Cost is not a valid criterion for technological pack selection for financial-inclusion initiatives.
(3) The inclusion segment is a singular impoverished_ undifferentiated mass.
(4) The branch timings of banks generally do not coincide with the off-work hours of the labour class in urban markets
(5) All the given statements are true

2. According to the passage, for which of the following reasons do the delivery partners fail to serve their bank-‘s goal to expand in the unbanked markets?
(A) They do not have adequate client base to sell they financial products.
(B) They do not have adequate knowledge and skills explain anything beyond basic financial products to the customers.
(C) They do not have the skills to operate advanced technological aids that are a prerequisite to tap the unbanked-market.

1) Only (B)
2) Only (C)
3)All (A), (B) & (C)
4) Only (A)
5) Both (B) and (C)

3. According to the passage, for which of the following reasons is the viability of financial inclusion under question?
(1) Banks always prefer the cheapest package (to cut cost) while making a choice of technology to be used.
(2) The Business Correspondent Agents are highly demotivated to pursue their activity as a full-time job.
(3) The investments made by banks and their delivery partners are not yielding equal amounts of returns.
(4) Banks do not have adequate number of delivery partners required to tap the unbanked market.
(5) Banks do not have adequate manpower to explore the diversity of the unbanked market and thereby identify the right target customers for various programs.

4. In the passage, the author has specified which of the following characteristics of the customer on-boarding process?
(1) It involves collection of documents from the applicants in order to validate their details.
(2) It involves issuance of smart cards to the customers.
(3) It suffers from latency as it takes a long time after submission of documents by the customer
(4) It is an expensive process which people find difficult to afford.
(5) All of the given characteristics have been specified

5. What did the author try to highlight in the passage?
(A) The ailing condition of financial inclusion business at present
(B) Strategies that may help banks expand in the unbanked market
(C) Role of government in modifying the existing financial-inclusion policies
(1) Both A & B  
2) All A, B, & C
(3) only C      
(4)Only A
(5) Only B

6. According to the passage, which of the following ways may help banks sustain the interest of their customers after hooking them?
(A) Adoption of a banking mechanism which is not only secure but reassuring to the customers
(B) Increasing the number of delivery partners in rural market
(C) Introduction of a simple and intuitive user application
(1) Only (A)
(2) Only (C)
(3) Only (B)
(4) All (A), (B) and (C)
5) Both (A) and (C)

For Qs(7-8): Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.

7. Multitude
1) Impoverished 
2) Handful
3) Acknowledged
4) Plenty
5) Solitude

8. Ubiquitous
(1) Quintessential 
(2) Popular
(3) Omnipresent
(4) Simplified
(5) Abnormal

For Qs (9-10): Choose the word which is MOST OPPOSITE in meaning to the word printed in bold as used in the passage.

9. Dormant
1) Emaciated
2) Pertinent 
3) Cornered
4) Rejected
5) Active

10. Delayed
1) Perturbed       
2) Popularised
3) Expedited
4) Stabilised       
5) Represse



ANSWERS
1. 4
2. 1
3. 3
4. 5
5. 1
6. 5
7. 4
8. 3
9. 5
10. 3

CLOSE TEST

Directions (1-10): In the following passage there are blanks, each of which has been numbered. These numbers are again printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Mr. Chamberlain had come to get gift to thirty-five million pounds from South Africa and to win the hearts of Englishmen and Boers. So he gave a ...(1)... shoulder to the Indian deputation. ‘You know’, he said, that the Imperial Government has little control over self-governing colonies. Your grievances seem to be genuine. I shall do what I can, but you must try your ...(2)... to placate the ‘Europeans, if you wish to live in their midst’. The reply cast a chill over the members of the ...(3).... I was also disappointed.

It was an eye opener for us all, and I saw that we should start with our work do novo. I ...(4)... the situation to my colleagues. As a matter of fact there was nothing wrong about Mr. Chamberlain’s reply. It was well that he did not mince ...(5).... He had brought home to us in a rather gentle way the rule of might being ...(6)..., or the law of the sword. But sword we had none. We ...(7)... had the nerve and the muscle even to receive sword-cuts. Mr. Chamberlain had given only a short time to the sub-continent. If Sri Nagar to Cape Comorin is 1,900 miles, Durban to Cape town is not less than 1,100 miles, and Mr. Chamberlain had to cover the long distance at hurricane speed. From Natal he hastened to the Transvaal. I had to prepare the case for the Indians there as well and ...(8)... it to him. But how was I to get to Pretoria? Our people there were not in a position to ...(9)... the necessary legal facilities for my getting to them in time. The war had reduced the Transvaal to a howling wilderness. There were neither provisions nor clothing available. Empty or closed shops were there, waiting to be ...(10)... or opened, but that was a matter of time.

1.
(1) cold 
(2) cool
(3) hot
(4) warm
(5) left

2.
(1) hard
(2) best
(3) least
(4) fate
(5) hate

3.
(1) reputation
(2) crowd
(3) delegate
(4) leader
(5) deputation

4.
(1) expressed
(2) said
(3) explained
(4) exclaimed
(5) denied

5.
(1) lectures
(2) matter
(3) topic
(4) words
(5) deals

6.
(1) wrong
(2) right
(3) rite
(4) bright
(5) weak

7.
(1) hardly
(2) rare
(3) might
(4) do
(5) scarce

8.
(1) through
(2) permit
(3) submit
(4) deposit
(5) fill

9.
(1) secure
(2) procure
(3) pull
(4) fetch
(5) buy

10.
(1) replenished
(2) fed
(3) booked
(4) filled
(5) emptied



1. 1
2. 2
3. 3
4. 3
5. 4
5. 4
6. 2
7. 1
8. 3
9. 2
10. 1



ENGLISH MIX QUIZZES


DIRECTIONS (Qs. 1-8): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The Government seems to be in right earnest to ensure more (1) in governance. The Prime Minister’s announcement that his Government is (2) drafting legislation to establish the citizen’s right to information is indeed welcome. Though the talk on the right to information is not new, we may (3) the bill to be brought early this time. The previous Government had set up a high-level committee to prepare a draft bill. But nothing has been heard about the matter since, (4) the committee did quite some work. The issue, however, has come to such a pass that a solution cannot be (5) further. Sunlight is the best disinfectant, a foreign judge once said, while (6) the unwarranted secrecy in an administrative system. When those in authority know that people have the right to ask questions and the government is under the (7) to provide them with answers, (8) of authority, or of public finances, for personal or party ends is less likely to happen.

1. (a) strictness
(b) rudeness
(c) leniency
(d) economy
(e) transparency

2. (a) personally
(b) busy
(c) not
(d) reluctantly
(e) absolutely

3. (a) expect
(b) wait
(c) try
(d) frustrate
(e) appeal

4. (a) even
(b) as
(c) because
(d) until
(e) though

5. (a) found
(b) expected
(c) delayed
(d) looked
(e) longed

6. (a) nurturing
(b) criticising
(c) demanding
(d) appreciating
(e) upholding

7. (a) pretention
(b) affect
(c) substance
(d) obligation
(e) property

8. (a) misuse
(b) governance
(c) dishonour
(d) curbing
(e) breach


DIRECTIONS (Qs. 9-20): Read the following passage carefully and answer the questions given below. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

In the second week of August 1998, just a few days after the incidents of bombing the US embassies in Nairobi and Dar-es-Salaam, a high-powered, brain-storming session was held near Washington D.C., to discuss various aspects of terrorism. The meeting was attended by ten of America’s leading experts in various fields such as germ and chemical warfare, public health, disease control and also by the doctors and the law enforcing officers. Being asked to describe the horror of possible bio-attack, one of the experts narrated the following gloomy scenario. 
A culprit in a crowded business centre or in a busy shopping mall of a town empties a test tube containing some fluid, which in turn creates an unseen cloud of germ of a dreaded disease like anthrax capable of inflicting a horrible death within 5 days on anyone who inhales it. At first 500, or so victims feel that they have mild influenza which may recede after a day or two. Then the symptoms return again and their lungs start filling with fluid. They rush to local hospitals for treatment, but the panic-stricken people may find that the medicare services run quickly out of drugs due to excessive demand. But no one would be able to realise that a terrorist attack has occurred. One cannot deny the possibility that the germ involved would be of contagious variety capable of causing an epidermic. The meeting concluded that such attacks, apart from causing immediate human tragedy, would have dire long-term effects on the political and social fabric of a country by way of ending people’s trust on the competence of the government. 
The experts also said that the bombs used in Kenya and  Tanzania were of the old-fashion variety and involved quantities of high explosives, but new terrorism will prove to be more deadly and probably more elusive than hijacking an aeroplane or a gelignite of previous decades. According to Bruce Hoffman, an American specialist on political violence, old terrorism generally had a specific manifesto- to overthrow a colonial power or the capitalist system and so on. These terrorists were not shy about planting a bomb or hijacking an aircraft and they set some limit to their brutality. Killing so many innocent people might turn their natural  supporters off. Political terrorists want a lot of people watching but not a lot of people dead. “Old terrorism sought to change the world while the new sort is often practised by those who believe that the world has gone beyond redemption”, he added.
Hoffman says, “New terrorism has no long-term agenda but is ruthless in its short-term intentions. It is often just a cacophonous cry of protest or an outburst of religious intolerance or a protest against the West in general and the US in particular. Its perpetrators may be religious fanatics or diehard opponent of a government and see no reason to show restraint. They are simply intent on inflicting the maximum amount of pain on the victim.”

9. In the context of the passage, the culprit’s  act of emptying a test tube containing some fluid can be classified as
(a) a terrorist attack
(b) an epidemic of a dreaded disease
(c) a natural calamity
(d) panic created by an imaginary event
(e) None of these

10. In what way would the new terrorism be different from that of the earlier years? 
A. More dangerous and less baffling
B. More hazardous for victims
C. Less complicated for terrorists
(a) A and C only
(b) B and C only
(c) A and B only
(d) All the three
(e) None of these

11. What was the immediate provocation for the meeting held in August 1998?
(a) the insistence of America’s leading
(b) the horrors of possible bio-attacks
(c) a culprit’s heinous act of spreading germs
(d) people’s lack of trust in the government
(e) None of these

12. What could be the probable consequences of bio- attacks, as mentioned in the passage?A. Several deaths
B. Political turmoil
C. Social unrest
(a) A only
(b) B only
(c) C only
(d) A and B only
(e) All the three

13. The author’s purpose of writing the above passage seems to explain
(a) the methods of containing terrorism
(b) the socio-political turmoil in African countries
(c) the deadly strategies adopted by modern terrorists
(d) reasons for killing innocent people
(e) the salient features of terrorism of yesteryears

14. According to the author of the passage, the root cause of terrorism is
A. religious fanaticism
B. socio-political changes in countries
C. the enormous population growth
(a) A only
(b) B only
(c) C only
(d) A and B only
(e) All the three

15. The phrase “such attacks”, as mentioned in the last sentence of the second paragraph, refers to
(a) the on slaught of an epidemic as a natural calamity
(b) bio-attack on political people in the government
(c) attack aimed at damaging the reputation of the government
(d) bio-attack monoeuvred by unscrupulous elements
(e) None of these

16. The sole objective of the old terrorism, according to Hoffman, was to
(a) plant bombs to kill innocent people
(b) remove colonial power or capitalist system
(c) make people realise the incompetence of the government
(d) give a setback to socio-political order
(e) None of these

DIRECTIONS (Qs. 17-18): Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.
17. gloomy
(a) discouraging
(b) disgusting
(c) bright
(d) tragic
(e) versatile

18. cacophonous
(a) loud
(b) melodious
(c) sonorous
(d) harsh
(e) distant

DIRECTIONS (Qs. 19-20): Choose the word which is most nearly the SAME in meaning to the word printed in bold as used in the passage.
19. perpetrators
(a) opponents
(b) followers
(c) sympathisers
(d) leaders
(e) manoeuvres

20. elusive
(a) harmful
(b) fatal
(c) destructive
(d) baffling
(e) obstructing

Answers:
1. e
2. b
3. a
4. e
5. c
6. b
7. d
8. a
9. a
10. b
11. e
12. e
13. c
14. a
15. d
16. d
17. c
18. b
19. e
20. d

Hints:
9. (a) Ascertain the hidden meaning of the sentence. “but no one would be able to realise that a terrorist attack has occurred ”. So, undoubtedly the culprit’s act canbe classified as a terrorist attack.

10. (b) “New terrorism has no long-term agenda but its ruthless in its short-term intentions”. This statement from the passage supports (b).

11. (e) The immediate provocation for the meeting held in August 1998 has not been given among the options. It was the incidents of bombing the U.S. embassies in Nairobi and Dar-es-Salaam.

12. (e) Bio-attack will result in several deaths which will lead to political turmoil creating social unrest.

14. (a) ‘Religious intolerance’, as cited in the last paragraph stands behind terrorism.



Directions(1-5): Rearrange the following sentences (A), (B), (C), (D) , (E) and (F) into a meaningful paragraph and then answer the questions given below it.

(A) The urban poor were neglected.
(B) A new generation of professionals however are attempting to reach the urban poor.
(C) This is because they were considered too mobile and lacking in cohesion.
(D) Microfinance institutions have traditionally focused on the rural poor.
(E) These factors do not facilitate generation of peer group pressure which is essential for the success of the microfinance model.
(F) Their challenge will be to adapt the traditional microfinance model to one suited to urban microfinance.


1. Which of the following is the second sentence after rearrangement?
(1) A   
(2) B     
(3) C   
(4) D  
(5) E

2. Which of the following is the fifth sentence after rearrangement?
(1) A 
(2) B 
(3) C
(4) D 
(5) E

3. Which of the following is the sixth ( last) sentence after rearrangement?
(1) B
(2) C
(3) D
(4) E
(5) F

4. Which of the following is the third sentence after rearrangement?
(1) B
(2) C
(3) D
(4) E
(5) F

5. Which of the following is the first sentence after rearrangement?
(1) A
(2) B
(3) C
(4) D
(5) E

Directions( 6 – 10): In each of the following sentences there are two blank spaces. Below each five words have been denoted by letters (1) , (2) , ( 3), (4) and (5) . Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.

6. Efforts to …………. the issue will not be successful ………. both sides continue to blame each other.
(1) resolve ………. if
(2) discuss ……. unless
(3) address …….. whether
(4) settled …….. because
(5) close ……..... although

7. The economy has managed to retain its …….. edge despite …………. demand for its exports.
(1) leading ……. healthy
(2) competitive …….. shrinking
(3) sharp………. favourable
(4) predominant ……average
(5) worthwhile ……… durable

8. It will be …….. For the management to implement the policy because of the employees …… to change.
(1) inconvenient ………. willing
(2) complicated ………. concern
(3) burden ……… decision
(4) impossible ………. resistance
(5) critical ……… character

9. Analysis are looking ……………to more mergers in the banking ……….. which will boost the economy.
(1) around…. arena
(2) ahead …. rivals
(3) forward … sector
(4) perhaps ….. partners
(5) doubtfully …. investment

10. After the devastating fire, the Board has no …………… except …… of their textile factory.
(1) idea …….. inauguration  
(2) estimate ……. running
(3) power ……. modernizing
(4) condition ……. improving
(5) option ………. closure




1. 1
2. 2
3. 5
4. 2
5. 4
6. 1
7. 2
8. 4
9. 3
10. 5

Directions (1-5): Which options will most nearly replace the Phrase given in the following question?

1. Research in sciences and social sciences often complement each other…
(1) At the same time, both retain significant differences because of the basic questions each deals with.
(2) Sciences explain the causes of systems whereas social sciences explain the implications of actions.
(3) The implications of actions do not explain why cause effects occur.
(4) The differences between life and sciences are decreasing.
(5) The questions posed by the two shares certain assumptions about reality.


2. Studies show that there is hardly any difference between human beings and apes in their mental and physical capacities…
(1) What a human can think an ape can also think
(2) But the studies on mammals are often misinterpreted.
(3) This is particularly true for India
(4) Soon we will see apes replacing human beings in factories
(5) None of these

3. The cost of producing tillers in India is eight percent less than the cost of producing tillers in china,……….
(1) India is planning to export tillers to China
(2) India has a democratic form of government while China is not so much democratic in its decisions.
(3) Tax rate in china is higher in comparison to India
(4) China has to import raw material from India for manufacturing tillers
(5) None of the above

4. A film, to be successful at the box office, must satisfy the audience, by reflecting its values…………….
(1) It is a doubtful perception as films with more of violence and sex than moral values are doing good repeatedly at box office
(2) Central board of film censoring decides on the social values
(3) Audience cannot be fooled for long with no content or low content films
(4) Box office collections are the only criteria to judge the value of a film
(5) None of these

5. People who take drug X for obesity to reduce weight could end up defeating their purpose… 
(1) Since research shows that high levels of x may induce a craving for starch-based foods.
(2) Since this drug has many side effects like high blood pressure and high cholesterol level
(3) Drug X is prohibited for sale in India and its use is a punishable crime
(4) Due to drug X muscles loose tension and become susceptible to become obese with even slightest intake of fat
(5) None of these

Directions (6-10): Choose the option which has correct pair to fill the blank space given in question.

6. The ……………………reforms that are taking place in the global economic  scenario are …………….as they are full of optimism.
(1) Exorbitant , unnecessary  
(2) Colossal, unfavorable
(3) Drastic, disappoint
(4) Sweeping ,unrealistic
(5) Positive, heartening

7. Sita was so …………………in his prayer that she did not pay any ……………………to our presence.
(1) Engrossed, remuneration
(2) Absorbed, heed
(3) Perfect, attention
(4) Careless, significance
(5) Indifferent, substance

8. He expressed ……………………for his hasty ……………….
(1) Regret , action
(2) Pleasure , speech
(3) Repentance ,movement
(4) Anguish , provocation
(5) Displeasure ,win

9. The residents on this island are so………………..that they do not ………………even their closest relatives.
(1) Callous, consider
(2) Hospitable ,greet
(3) Uncivilized ,recognize
(4) Indifferent , hurt
(5) Unreliable ,welcome

10. The annual ……………………..of industrial products has risen …………………..in the recent years.
(1) Output, enormously
(2) Outcome, hugely
(3) outlay ,paramount
(4) Outbreak ,tremendously
(5) Decline , scarcely

Directions (11- 15): Rearrange the following seven sentences (A), (B), (C), (D), (E) ,(F) and (G) in the proper sequence to form a meaningful paragraph; then answer the questions given below them:

(A) It is assumed that these banks work in a hassle free manner as compared to government banks. 
(B) Government banks are more trustworthy if you are considering taking a long term loan.
(C) They offer you lower interest rates, and this is the main reason why people seek education loans from government banks. 
(D) The interest rate and terms are decided by the Reserve Bank and these national banks cannot make any changes by their own.
(E) But private banks work more smoothly.
(F) The employees in these banks are customer friendly and ready to help people. 
(G) Government banks offer lower interest rate it is well-known fact that the interest rate of government banks is much lower as compared to private banks. 

11. Which should be the FIRST sentence?
(1) A
(2) B  
(3) C       
(4) D
(5) E

12. Which should be the SECOND sentence?
(1) A
(2) B    
(3) G     
(4) D
(5) E

13. Which should be the THIRD sentence?
(1) A
(2) B    
(3) C     
(4) G
(5) E

14. Which should be the FOURTH sentence?
(1) D
(2) B  
(3) C       
(4) G
(5) E

15. Which should be the FIFTH sentence?
(1) F
(2) B    
(3) C       
(4) D
(5) E



ANSWERS
1. 1
2. 1
3. 3
4. 3
5. 4
6. 4
7. 1
8. 1
9. 3
10. 1
11. 2
12. 3
13. 3
14. 1
15. 5


COMPUTER

1. Extension name of flash file is ___.
1) .pdf
2) .swf
3) .pmd
4) .prd
5) None of these


2. Who invented world wide web?
1) Mosaic corporation
2) Opera corporation
3) Tim berner lee
4) Vint cert
5) None of these

3. URL stands for ____.
1) Uniform Resource Locator
2) Universal resource locator
3) Address bar
4) All 1, 2 & 3 are correct
5) None of these

4. A thing present in real world in physical form is called____.
1) DBMS
2) Entity
3) Modulation
4) Keywords
5) None of these

5. BUG is -
1) To find error in any software testing
2) To find error in any software code
3) logical error of any program
4) both 1 & 2
5) None of these

6. Which of the following is not a type of key?
1) Alphabetic Keys
2) Numeric keys
3) Function keys
4) Toggle keys
5) None of these

7. If a previously saved file is edited ___?
(1) it cannot be saved again
(2) the changes will automatically be saved in the file
(3) the file will only have to be saved again if it is more than one page in length
(4) its name must be changed
(5) the file must be saved again to store the changes

8. Which of the following converts all the statements in a program in a single batch and the resulting collection of instructions is placed in a new file?
(1) Compiler
(2) Interpreter
(3) Converter
(4) Instruction
(5) None of these

9.A program that generally has more user-friendly interface than a DBMS is called a ____?
(1) front end
(2) repository
(3) back end
(4) form
(5) None of these

10.When you install new programs on your computer, it is typically added to the ___?
(1) All programs
(2) Select programs
(3) Start programs
(4) Desktop programs
(5) None of these

11. Which of the following statements is FALSE concerning file names?
(1) Files may share the same name or the same extension but not both
(2) Every file in the same folder must have a unique name
(3) File extension is another name for file type
(4) The file extension comes before the dot (.) followed by the file name
(5) None of these

12. Which of the following is the key function of a firewall?
(1) Monitoring
(2) Deleting
(3) Record
(4) Copying
(5) Moving

13. Programming language built into user programs such as Word and Excel are known as____?
(1) 4GLs
(2) macro languages
(3) object-oriented languages
(4) visual programming languages
(5) None of these

14. In MS Word Key F12 opens ____?
(1) Save dialog box  
(2) print dialog box 
(3) New dialog box   
(4) Save as dialog  
(5) none

15. What is gutter margin?
(1) Margin that is added to the left margin when printing
(2) Margin that is added to right margin when printing
(3) Margin that is added to the binding side of page when printing
(4) Margin that is added to the outside of the page when printing
(5) None of these



ANSWERS
1. 2
2. 3
3. 1
4. 2
5. 3
6. 5
7. 5
8. 1
9. 1
10. 1
11.  4
12. 1
13. 4
14. 4
15. 3

1. What do we call the HTML codes written in a text editor to make web pages?
(1) Source code
(2) HTML tags
(3) Source elements
(4) Roots
(5) None of these


2. EEPROM permits?
(1) Read Permission only
(2) read and byte erase permission
(3) Read, byte erase and byte write operations
(4) Read, byte erase, byte write and chip erase operations
(5) None of these

3. The process of identifying specific rows and columns so that so that certain columns and rows are always visible on the screen is called:
(1) Freezing
(2) locking
(3) Selecting
(4) fixing
(5)  none

4. Where can you find the horizontal split bar on MS Word screen?
(1) On the left of horizontal scroll bar
(2) On the right of horizontal scroll bar
(3) On the top of vertical scroll bar
(4) On the bottom of vertical scroll bar
(5) None of these

5. A microprocessor is generally?
(1) Single chip SSI
(2) Single chip MSI
(3) Single Chip LSI
(4) Both  1and 2 
(5) None of these

6. What is a portion of a document in which you set certain page formatting options?
(1) Page
(2) Document
(3) Section
(4) Page Setup
(5) None

7. XML stands for-
(1) Xtreme Markup Language
(2) Extensible Markup Language
(3) X-Markup Language
(4) Xpensive Markup Language
(5) None of these

8. Lycos is known as-
(1) website
(2) internet radio
(3) search engine
(4) messenger
(5) None of these

9. _____ is when the more power – hungry components such as the monitor and the hard drive are put to idle.
(1) Hibernation
(2) Power down
(3) Standby mode
(4) The Shut down procedure
(5) None of these

10. A human being who writes programs, operate and maintain computer is known as-
(1) live ware
(2) freeware
(3) spyware
(4) shareware
(5) None of these

11. WWW uses ____ protocol.
(1) FTP
(2) HTTP
(3) SMTP
(4) Telnet
(5) None of these

12. .com is related to-
(1) Personal Site
(2) Art
(3) Organization
(4) Commercial Organization
(5) None of these

13. Time – sharing systems require:
(1) a number of terminals connected to a system
(2) memory protection mechanism to prevent a job’s instructions
(3) job status preservation mechanism to preserve a job’s status s
(4) an alarm clock mechanism to send an interrupt
(5) All of the above

14. Computers use the ____language to process data.
(1) processing
(2) kilobyte
(3) binary
(4) representational 
(5) None of these

15. By default, your document will print in __ mode
(1) landscape
(2) portrait
(3) page setup
(4) print view
(5) None of these

16. Track ball is _______.
(1) Programming devices
(2) Pointing device
(3) Output device
(4) Software device
(5) Printing device

17. What is the meaning of page break up –
(1) Page of document is break into small parts.
(2) Next part of the document will be started on the new page.
(3) Page of the document is break in small – 2 sentences.
(4) Page of the document is break into small paragraph
(5) None of these

18. _____ is a procedure that requires users to enter an identification code and a matching password
(1) paging
(2) logging on
(3) time sharing
(4) Multitasking
(5) None of these

19. Antivirus software is an example of.....................
(1) business software
(2) an operating system
(3) a security utility
(4) an office suite
(5) None of these

20. Computer programs ‘ are written in a high-level programming language; however, the human-readable version of a program is called..............
(1) cache
(2) instruction set
(3) source code
(4) word size
(5) None of these

21. Which of the following refers to the memory in your computer?
(1) RAM
(2) DSL
(3) USB
(4) LAN
(5) CPU

22. Information travels between components on the motherboard through
(1) Flash memory
(2) CMOS
(3) Bays
(4) Buses
(5) Peripherals

23. UNIVAC is an example of:
(1) 1st generation computer
(2) 2nd generation computer
(3) 3rd generation computer
(4) 4th generation computer
(5) None of these

24. The __ is the ‘Administrative’ section of the computer system :
(1) input unit
(2) control unit
(3) Memory unit
(4) central processing unit
(5) Arithmetic logic unit

25. A series of instructions that tells a computer what to do and how to do it is called a-
(1) Program
(2) command
(3) user response
(4) processor
(5) None of these


1. 1
2. 3
3. 3
4. 4
5. 1
6. 4
7. 2
8. 4
9. 3
10. 5
11. 2
12. 4
13. 5
14. 3
15. 2
16. 2
17. 2
18. 2
19. 3
20. 3
21. 1
22. 4
23. 1
24. 4
25. 1




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